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Under the Tenancy Act (husleieloven), a lease with an end date must as a rule run for at least 3 years. It can be shorter only in set cases: 1 year for a basement or loft flat in a detached house, or a home in a two-family house, where the landlord lives in the same house; or a shorter term when the landlord's good reason is stated in writing in the contract. For a lease without an end date, the notice period is 3 months unless you agree otherwise, counted from the first day of the next month.

A deposit may be at most 6 months' rent. It must be paid into a deposit account (depositumskonto) in your name, never in cash or into the landlord's own account, and the landlord pays the cost of opening it. A guarantee, for example from NAV (the Norwegian Labour and Welfare Administration) or an insurance company, can be used instead.

Statistics Norway's (SSB) rental survey gives an average monthly rent for a 2-room flat of NOK 15,260 in Oslo and Bærum, NOK 11,870 in Bergen, NOK 11,850 in Trondheim and NOK 11,400 in Stavanger (2025). The next survey is due on 21 December 2026.

The rent can be adjusted once a year in line with the consumer price index, with at least one month's written notice. When it has run for 2 years and 6 months with no other change, either party can ask in writing for market rent, which applies 6 months later at the earliest. Disputes go to the Rent Disputes Tribunal (Husleietvistutvalget), part of Husbanken since 1 January 2026, where the average wait is about 11 months.

Every buyer must apply for concession, fill in a self-declaration that concession is not needed, or show that neither applies (Norwegian Mapping Authority, Kartverket). The concession forms valid from 1 January 2026 set conditions on the property's type, size and use, not on the buyer's nationality: a developed property of up to 100 dekar (100,000 m²) with no more than 35 dekar of cultivated land is normally concession-free. In municipalities with a reduced concession limit, a year-round home is concession-free only if you commit that it will stay a year-round home, used by you or others.

Homes are normally sold through an estate agent with bidding rounds. You bid in writing through the agent; once a bid has been passed on to the seller it is binding until its deadline, and there is no cooling-off right when you buy a home. Secret bids have been banned since 1 July 2025.

Registering the deed triggers document duty of 2.5% of the property's market value. The land registration fee is NOK 545 per document in 2026, for the deed and for a mortgage deed. Shares in a housing cooperative (borettslag) carry no document duty.

Under the Lending Regulation (utlånsforskriften), banks may lend at most 90% of the home's value, so you need at least 10% equity, and your total debt may not exceed 5 times your gross annual income. You must also be able to pay with an interest rate 3 percentage points higher, and at least 7%. Banks may make some exceptions each quarter.