Health and InsuranceHealth insurance in Norway, set up correctly
Once you are settled, you join the National Insurance Scheme (folketrygden), administered through NAV and Helfo, and register with a fastlege (regular GP). We help you get your helsekort, your European Health Insurance Card, and the right supplementary cover, all coordinated through your portal.
Public and private healthcare in Norway
Norway runs a strong public system funded through folketrygden, with private cover used to speed up specialist access.
How it works
A few core pieces connect your national ID to public healthcare and any cover you add on top.
National Insurance Scheme
Membership of folketrygden, via NAV and Helfo, is the basis for public healthcare access.
Helsekort
Your health card, linked to your fødselsnummer, confirms your right to subsidised care.
Fastlege (GP)
Register with a regular GP near your address, your entry point to specialists and referrals.
European Health Insurance Card
For members travelling within the EEA, covering necessary care during temporary stays.
Private supplementary
Faster specialist appointments, plus dental, optical and other extras the public system charges for.
Family coverage
Spouse and children registered and added, managed from a single dashboard.
What to expect from Norwegian healthcare
The system is built around your GP as a gatekeeper, with most care heavily subsidised once you are a member.
GP as gatekeeper
Your fastlege handles everyday care and refers you on to specialists and hospitals.
Subsidised care
Members pay modest user fees up to an annual cap, after which a frikort covers further costs.
Hospital treatment
Specialist and hospital care is publicly funded for members on referral from a GP.
Prescriptions
Medicines are partly subsidised, with reduced rates for many on the blue-prescription scheme.
Dental care
Largely private and paid for adults, with public coverage focused on children.
Emergencies
Call the medical emergency number for the legevakt, or the national emergency line for life-threatening cases.
From arrival to a working GP
Getting registered
Active fødselsnummer or D-nummer, since membership is tied to your national ID number
Membership of folketrygden confirmed through NAV and Helfo based on your residence and work
Choose a fastlege: pick an available GP near your address from the national list
Receive your helsekort, your health card confirming entitlement to subsidised care
What's included
Explanation of your folketrygden rights
Helfo and NAV coordination where needed
Help choosing and registering a fastlege
European Health Insurance Card guidance
Supplementary insurance recommendations
Family members registered alongside you
Setting up your healthcare
1. National registration
Your fødselsnummer or D-nummer is the starting point for healthcare membership.
2. Confirm folketrygden membership
NAV and Helfo establish your membership based on your residence and work.
3. Register a fastlege
We help you choose an available GP near your home from the national list.
4. Receive your helsekort
Your health card confirms your entitlement to subsidised care.
5. Add supplementary cover
Where useful, we arrange private cover for faster specialist and dental access.
Supplementary insurance options
Many residents add private cover on top of folketrygden for speed and extras.
Private health insurance
Faster access to specialists and private clinics, bypassing public waiting lists.
Dental cover
Separate insurance for adult dental care, which the public system largely does not fund.
Pre-membership bridge
Cover for the gap before your folketrygden membership and helsekort are active.
Travel insurance
Schengen-compliant travel cover arranged through the Global Visa platform.
Family packages
Combined plans covering a spouse and children under one policy.
Expat packages
Health, dental and repatriation cover for those moving frequently across borders.
Connected via API to verified insurance partners
Quotes, policies and claims are processed through verified Norwegian and international insurance providers, managed directly from your Nordic Relocators portal.
From bridge insurance to long-term family plans, everything is set up and managed in one workspace.
Get covered before you land
From bridge insurance to long-term family plans, set up in minutes.
